Year-End Tax Planning Checklist for High-Income Earners
As the calendar year draws to a close, high-income earners have a rapidly closing window to reduce this year's tax bill. From maximizing retirement contributions to harvesting investment losses and accelerating deductions, the moves you make before December 31st can save you thousands. This comprehensive checklist covers the most impactful strategies available — and explains how to determine which apply to your situation.
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The 5 Biggest Retirement Planning Mistakes (And How to Avoid Them)
Most people don't realize they've made critical retirement planning mistakes until it's too late to correct them. From claiming Social Security too early to ignoring healthcare costs, these five errors can cost you hundreds of thousands of dollars over the course of your retirement. Our experts break down each mistake and the strategies to avoid them.
November 2024 · 7 min read Read More →
Why Every Business Owner Needs a Succession Plan
Studies show that over 70% of family businesses fail to survive to the second generation — often because there was no succession plan in place. Whether you plan to pass your business to family, sell to a third party, or transition to key employees, a well-designed succession plan can mean the difference between a legacy that endures and one that dissolves when you're no longer in the picture.
October 2024 · 8 min read Read More →
Understanding the SECURE 2.0 Act and What It Means for Your Retirement
The SECURE 2.0 Act introduced over 90 changes to retirement savings rules — raising RMD ages, expanding catch-up contributions, creating new Roth options in employer plans, and more. If you have a 401(k), IRA, or any employer-sponsored retirement plan, these changes likely affect your strategy. Here's what you need to know and how to take advantage of the new rules.
October 2024 · 9 min read Read More →
Roth vs. Traditional IRA: Which Is Right for You in 2025?
The Roth vs. Traditional IRA debate is one of the most common questions we hear from clients. The answer depends on your current tax bracket, projected retirement income, age, and long-term estate goals. In 2025, with tax rates potentially changing, this decision carries more significance than ever. We break down the key factors and share our framework for making the right choice.
September 2024 · 6 min read Read More →
Estate Planning in Your 50s: What You Can't Afford to Ignore
Your 50s represent the most important decade for estate planning. Your assets are substantial, your family dynamics are complex, and your health is still good enough to get everything in order. Yet most people in their 50s have outdated or nonexistent estate plans. This article walks through the six estate planning steps every 50-something should complete — and why waiting is the costliest mistake you can make.
August 2024 · 8 min read Read More →
5 Tax Planning Moves to Make Before Year-End
With the calendar year winding down, there's still time to reduce your tax liability. From maximizing retirement contributions to harvesting investment losses, timing charitable gifts, and reviewing your withholding, these five strategies could save you thousands of dollars on this year's return. The window is short — here's what to prioritize before December 31st.
November 2024 · 5 min read Read More →